Once your loan has been approved you can change your monthly repayment date by following the process set out in your Lending Works account or by calling our customer service team on 020 7096 8512. We'll adjust ace cash advance in moreno valley ca first scheduled repayment on your new repayment date to account for any change in interest as a result of either shortening or extending the overall term of your loan.
You will be advised of any changes to your scheduled repayments at the time of processing your request. Why did Lending Works decline my loan application. Lending Works assesses all borrowers for affordability and creditworthiness, in addition to verifying identities and checking fraud databases.
Should we decide that the loan you have applied for stretches your finances too thinly or we find that your credit history does not meet our minimum standards, we will decline your loan. In this case, we are unable to explain to you why we declined your loan. Instead, we recommend that you complete a personal credit search to make sure your credit history is as strong as possible.
LoanSolo. com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lenders requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request.
You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.
Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.
The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
Your Loan, Your Business. We recognize a personal loan is a private matter.