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Table of contents. North Dakota Payday Loans Laws. Payday lending in North Dakota is legal and the state has similar laws to the payday laws in many other states. The one thing that sets North Dakota apart from other states in its payday lending laws is the loan term period. A client can keep a loan for 60 days while other states limit this period to 30 days. Borrowers are allowed to have a minimum loan amount of 500. However, there is no maximum amount a borrower may take. The APR is restricted to 520 and not more than that.
Your Obligations As a Borrower In North Dakota.
21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible.
Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments.
There are several courses of action that your lender may take, so you should check your loan agreement for specific information that pertains to your lender. Implications of Nonpayment.